Plan C: The Full-Time Employee and Part-Time Entrepreneur. Erin M.D. Albert

Plan C: The Full-Time Employee and Part-Time Entrepreneur - Erin M.D. Albert


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      Also by Erin Albert

      The Medical Science Liaison: An A to Z Guide

      (with Cathleen Sass)

      1st and 2nd Editions

      Single. Women. Entrepreneurs.

      1st and 2nd Editions

      The Life Science Lawyer

      Indianapolis: A Young Professional’s Guide

      1st and 2nd Editions

      Prescription to my Younger Self: What I Learned After Pharmacy School

       (multiple authors)

      Yuspie, LLC

      PO Box 335

      Fishers, IN 46037

      © 2011 Yuspie, LLC. All rights reserved.

      Published in eBook format by eBookIt.com

       http://www.eBookIt.com

      ISBN-13: 978-1-4566-0587-2

      No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without the prior written permission of the CEO of Yuspie, LLC.

      Limit of Liability/Disclaimer of Warranty: While the publisher and author have used their best efforts in preparing this book, they make no representations or warranties with respect to the accuracy or completeness of the contents of this book and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by sales representatives or written sales materials. The advice and strategies contained herein may not be suitable for your situation or for your jurisdiction. You should consult with a professional where appropriate. Neither the publisher nor author shall be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages. The information contained herein is not necessarily the opinion of the author or publisher.

      Designations used by companies to distinguish their products are often claimed by trademarks. In all instances where the author or publisher is aware of a claim, the trademarks have been noted where applicable. The inclusion of a trademark does not imply an endorsement or judgment of a product or service of another company, nor does it imply an endorsement or judgment by another company of this book or the opinions contained herein.

      Plan A:

      Go to a great college, since your parents probably didn’t get the chance. Then go to a professional school–medical, dental, law, you pick it. Then graduate, and get the very best ‘professional’ job you can. Work your dupa off. Work 60 hours a week. Give 150%, even though you don’t own anything. You’re an employee!

      However, you’re expendable. And…you’re laid off.

      Plan B:

      Go through twelve stages of losing job. Declare that you’ll chuck it all to start your own business to live the dream. Work your dupa off. Work 120 hours a week. Give 250%, and you own everything. You’re an entrepreneur!

      However, you’re dealing with uncertainty, administration, and lack of cash flow. You’re dealing with your beautiful dream and the sometimes-ugly reality. And, you’re exhausted, frustrated, and…closed.

      Plan C:

      Don’t chuck the day job, keep it.

      Don’t chuck the entrepreneurial dream, keep that too.

      DO BOTH!

      Work the full-time day job, and create the entrepreneurial dream on the side. You’ll be working ALL THE TIME in your head and pretty much in your life. I won’t lie. It won’t be easy. But what in life is that IS worth doing???

      This book is about how to live a Plan C life.

      Join the Plan C Movement! Here’s how:

      

Facebook: Plan C The Book

      

LinkedIn Group: Plan C The Book

      

Twitter: @yuspie/PlanC

      Acknowledgements

      My friends are awesomely consistent; they always come through for me, and without them, as with all my previous projects, this book would not have been possible. Thus, I must take a moment and thank them for their help, guidance, suggestions, and connections that made this project possible.

      Of course, I must acknowledge all the people who were willing to be interviewed for this project, who are all clearly some of the busiest people I’ve ever encountered on the planet. Thank you. And, equally important, all my friends who referred me to each of them: Tiffany Benedict Berkson (Historic Indianapolis), Kenan Farrell (KLF Legal), Rebecca Berfanger (Indianapolis Monthly), Elizabeth Allington (IU School of Law – Indianapolis), Peggy Paul (SheTaxi), Ed Ballard, Niquelle Allen (Butterfly Consignment), and Kacia Palmer. Thank you for looking out for me–it is appreciated!

      I also in particular want to thank my accountant, editor, and mom, Dorothy Albert. While I wasn’t raised in Nepal, my mom has always been my Sherpa to the wonderful worlds of practicality and realism. She’s also one of the five avid readers of my blog. (Thanks, Mom, but when do I get to edit your book?) To my other Sherpa of writing, Dr. Voci—I am grateful for your continued spirit in my life. Mr. Russell: your favorite client thanks you!

      Next, to thank all those who take a chance on me by allowing me the opportunity to work each and every day at the best university in the world, Butler University: Deans Koehler and Andritz, thank you for your continued support. (Dean Koehler: Keep. Moving. Forward!)

      Thank you to all who have changed my world by making it better. I hope together, we can change the world and make it at least a little better than we found it.

      Introduction

      Once upon a time, in a land called America, an individual could work really, really hard to envision and realize the American Dream. By studying hard, doing the best possible job in school, going to college and then graduating could almost guarantee a solid career path for 30+ years. He could typically stay with one company, and could one day retire with a gold watch. He knew he was a loyal employee to the company, and in turn, the company would take care of him for the rest of his life.

      Unfortunately, in 2011, the story above has joined the cadre of Cinderella, Snow White, and Pinocchio: it is merely a fairy tale. The U.S. economy is currently resetting, after one of the most devastating economic recessions in the history of the country. Employment is hovering around 9% as I write this. There is a growing movement of people fed up with our government currently (Occupy Wall Street, even Occupy Indianapolis here in Indiana) who are taking to the streets and protesting for change. The top 1% of wealthy Americans controls over 40% of the nation’s wealth. Professionals who used to have 6-figure jobs are either still out of work in some cases, or accepting jobs and pay at a third or half of what they used to make prior


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