Crack Down. Val McDermid
rating agencies that lenders used to check on their victims’ creditworthiness. So, when the car sales people got the finance companies to check the names and addresses Richard gave them, they discovered he had an excellent credit rating, a sheaf of credit cards and no outstanding debt except his mortgage. The granting of the loan was then a formality. The only hard bit was getting Richard to remember what his hooky names and addresses were.
The next day, we’d go to the bank and pick up the banker’s draft that Broderick had arranged for us. Then it was on to the showroom, where Richard signed the rest of the paperwork so we could take the car home. Some time in the following couple of days, a little man from ALF arrived and took it away, presumably to be resold as an ex-demonstration model. Interestingly, Andrew Broderick had been right on the button. Not one of the dealers we’d bought cars from had offered us finance through ALF. The chain had pushed all our purchases through Richmond Credit Finance, while the independents had used a variety of lenders. Now, with a dozen cast-iron cases on the stocks, all Broderick had to do was sit back and wait till the dealers finally got round to admitting they’d flogged some metal. Then it would be gumshields time in the car showrooms.
While I was queueing at the bank, the schizophrenic weather had had a personality change. A wind had sprung up from nowhere, throwing needle-sharp rain into my face as I headed back towards the office. Luckily, I was wearing low-heeled ankle boots with my twill jodhpur-cut leggings, so I could jog back without risking serious injury either to any of my major joints or to my dignity. That was my first mistake of the day. There’s nothing Richard likes better than a dishevelled Brannigan. Not because it’s a turn-on; no, simply because it lets him indulge in a rare bit of one-upmanship.
When I got back to the office, damp, scarlet-cheeked and out of breath, my auburn hair in rats’ tails, Richard was of course sitting comfortably in an armchair, sipping a glass of Shelley’s herbal tea, immaculate in the Italian leather jacket I bought him on the last day of our winter break in Florence. His hazel eyes looked at me over the top of his glasses and I could see he was losing his battle not to smile.
‘Don’t say a word,’ I warned him. ‘Not unless you want your first trip in your brand new turbo coupé to end up at the infirmary.’
He grinned. ‘I don’t know how you put up with all this naked aggression, Shelley,’ he said.
‘Once you understand it’s compensatory behaviour for her low self-esteem, it’s easy.’ Shelley did A Level psychology at evening classes. I’m just grateful she didn’t pursue it to degree level.
Ignoring the pair of them, I marched through my office and into the cupboard that doubles as darkroom and ladies’ loo. I towelled my hair as dry as I could get it, then applied the exaggerated amounts of mascara, eye shadow, blusher and lipstick that Mrs Barclay required. I stared critically at the stranger in the mirror. I couldn’t imagine spending my whole life behind that much camouflage. But then, I’ve never wanted to be irresistible to car salesmen.
We hit the garage just after four. The gleaming, midnight blue Gemini turbo super coupé was standing in splendid isolation on the concrete apron at the side of the showroom. Darryl was beside himself with joy when he actually touched the bank draft. The motor trade’s so far down in the doldrums these days that paying customers are regarded with more affection than the Queen Mum, especially ones who don’t spend three days in a war of attrition trying to shave the price by yet another fifty quid. He was so overjoyed, he didn’t even bother to lie. ‘I’m delighted to see you drive off in this beautiful car,’ he confessed, clutching the bank draft with both hands and staring at it. Then he remembered himself and gave us a greasy smile. ‘Because, of course, it’s our pleasure to give you pleasure.’
Richard opened the passenger door for me, and, smarting, I climbed in. ‘Oh, this is real luxury,’ I forced out for Darryl’s benefit, as I stroked the charcoal grey leather. The last thing I wanted was for him to think I was anything other than brain-dead. Richard settled in next to me, closing the door with a solid clunk. He turned the key in the ignition, and pressed the button that lowered his window. ‘Thanks, Darryl,’ he said. ‘It’s been a pleasure doing the business.’
‘Pleasure’s all mine, Mr Barclay,’ Darryl smarmed, shuffling sideways as Richard let out the clutch and glided slowly forward. ‘Remember me when Mrs Barclay’s ready for a new luxury vehicle?’
In response, Richard put his foot down. In ten seconds, Darryl Day was just a bad memory. ‘Wow,’ he exclaimed as he moved up and down through the gears in the busy Bolton traffic. ‘This is some motor! Electric wing mirrors, electric sun roof, electric seat adjustment …’
‘Shame about the clockwork driver,’ I said.
By the time we got home, Richard was in love. Although the Gemini coupé was the twelfth Leo car we’d ‘bought’, this was the first example of the newly launched sporty superstar. We’d had to confine ourselves to what was actually available on the premises, and we’d tended to go for the executive saloons that had made Leo one of the major suppliers of fleet cars in the UK. As we arrived outside the pair of bungalows where we live. Richard was still raving about the Gemini.
‘It’s like driving a dream,’ he enthused, pressing the remote control that locked the car and set the alarm.
‘You said that already,’ I muttered as I walked up the path to my house. ‘Twice.’
‘No, but really, Kate, it’s like nothing I’ve ever driven before,’ Richard said, walking backwards up the path.
‘That’s hardly surprising,’ I said. ‘Considering you’ve never driven anything designed after Porsche came up with the Beetle in 1936. Automotive technology has moved along a bit since then.’
He followed me into the house. ‘Brannigan, until I drove that, I’d never wanted to.’
‘Do I gather you want me to talk to Andrew Broderick about doing you a deal to buy the Gemini?’ I asked, opening the fridge. I handed Richard a cold Jupiler and took out a bottle of freshly squeezed pink grapefruit juice.
He opened the drawer for the bottle opener and popped the cap off his beer, looking disconsolate. ‘Thanks, but no thanks. Can’t afford it, Brannigan.’
I didn’t even think about trying to change the mind of a man with an ex-wife and a son to support. I never poke my nose into his finances, and the last thing that would ever make the short journey across his mind is curiosity about my bank balance. We never have to argue about money because of the way we organize our lives. We own adjacent houses, linked by a conservatory built across the back of both of them. That way, we have all the advantages of living together and almost none of the disadvantages.
I opened the freezer and took out a bottle of Polish vodka. It was so cold, the sobs of spirit on the inside of the bottle were sluggish as syrup. I poured an inch into the bottom of a highball glass and topped it up with juice. It tasted like nectar. I put down my glass and gave Richard a hug. He rubbed his chin affectionately on the top of my head and gently massaged my neck.
‘Mmm,’ I murmured. ‘Any plans for tonight?’
‘’Fraid so. There’s a benefit in town for the girlfriend of that guy who got blown away last month in Moss Side. You remember? The innocent bystander who got caught up in the drugs shootout outside the café? Well, she’s four months pregnant, so the local bands have got together to put on a bit of a performance. Can’t not show, sorry.’
‘But you don’t have to go for a while, do you?’ I asked, running my fingers over his shoulder blades in a pattern that experience has demonstrated usually distracts him from minor things like work.
‘Not for ages,’ he responded, nuzzling my neck as planned. Nothing like exploiting a man’s weaknesses, I thought.
I wasn’t the only one into the exploitation game, though. As I grabbed my drink and we did a sideways shuffle towards the bedroom, Richard murmured, ‘Any chance of me taking the Gemini with me tonight?’
I jerked awake with the staring-eyed shock that comes when you’ve not