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The New Retirement
The Ultimate Guide to The Rest of Your Life
Third Edition
Jan Cullinane
Copyright © 2022 by Jan Cullinane. All rights reserved.
Published by John Wiley & Sons, Inc., Hoboken, New Jersey.
Published simultaneously in Canada.
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Library of Congress Cataloging-in-Publication Data
Names: Cullinane, Jan, author.
Title: The new retirement : the ultimate guide to the rest of your life / Jan Cullinane.
Description: Third edition. | Hoboken, New Jersey : Wiley, [2022] | Includes index.
Identifiers: LCCN 2022010301 (print) | LCCN 2022010302 (ebook) | ISBN 9781119838159 (paperback) | ISBN 9781119838173 (adobe pdf) | ISBN 9781119838166 (epub)
Subjects: LCSH: Retirement—United States—Planning.
Classification: LCC HQ1063.2.U6 C85 2022 (print) | LCC HQ1063.2.U6 (ebook) | DDC 646.7/9—dc23/eng/20220314
LC record available at https://lccn.loc.gov/2022010301
LC ebook record available at https://lccn.loc.gov/2022010302
Cover Design: Wiley
Cover Image: © Westend61/Getty Images
To Roger, my sounding board, cheerleader, and supporter extraordinaire.
Foreword
by Kerry Hannon
– Best-selling author of Great Pajama Jobs, Never Too Old to Get Rich, and Great Jobs for Everyone 50+, career/retirement strategist
Demographic transformation and population aging are occurring at a blistering pace around the world. Increasingly, our lifespans are topping 100 years, and this will become increasingly commonplace in the years to come.
That's the backdrop for my curmudgeonly views on retirement. I am not a fan. At least not in the way it has been approached in the past.
I guess you'd have to say I'm the anti-retirement expert. I routinely remark: Let's retire the word retire.
I say this for myriad compelling reasons. In large measure, it's spurred by deep-seated financial concerns. A striking number of Americans have little saved for retirement and do not have access to an employer retirement plan to help them sock away