.
then there was a pause. For a minute or two not a word was said. The daughter of the house was as much overcome by the thought as was its faithful servant. At last she said faintly, but firmly —
"Mr. Rule, I cannot believe but that you will see John to-morrow when the bank is opened, with means to meet every demand."
"Yes, Miss Vernon, that is my conviction too."
But in what a faltering voice was this conviction stated! The room was not very light, and they did not distinguish very clearly each other's faces.
"But in case of any failure – " she said, "for of course one never can tell, the most tiresome nothings may detain you just when speed is most important; or he might not have succeeded as he hoped. In case of any – delay – I shall be there, Mr. Rule; you may calculate upon me, with every penny I can muster – "
"You, Miss Vernon!" the clerk said, with a cry of relief and joy.
"Certainly; who else, when the credit of the bank is at stake? I have been living very quietly, you know. I spend next to nothing; my mother's money has accumulated till it is quite a little fortune, I believe. What had I best do? send to Mr. Sellon and ask him to help us on that security? I don't think he will refuse."
"If you do that we are saved," said Rule, half crying. "That is the thing to do. What a head for business you have!"
She smiled, and gave him a little nod, like one of those happy nods she used to give to the young clerks in her fine youthful days, in which there was a kind acknowledgment of their admiration, a friendly good fellowship with themselves.
"I hope I am not old Edward Vernon's grand-daughter for nothing," she said, beginning to walk up and down the room with a buoyant impatience, as though longing for the moment of exertion to come. "I had better write to Mr. Sellon at once; there is no time to lose."
"And if you will let me I will take the note directly, and bring you an answer."
"Bravo! that is promptitude," cried Miss Vernon; and she went up to him and held out her hand. "Between us we will keep the old place going," she said, "whoever may give in."
If Mr. Rule had not been the steady, bashful Englishman he was, he would have kissed that hand. He felt that there was in it enough to save everything – the bank first, and then his own little bit of money, and his situation, and his children's bread. He had not allowed himself to think of these things in the greatness of his anxiety in respect to Vernon's; but he did think of them now, and was ready to cry in the relief of his soul.
Never was an evening more full of occupation. Mr. Sellon, who was the agent of the Bank of England in Redborough, was fortunately at home, and responded at once to Miss Vernon's appeal. Mr. Rule had the gratification of walking back with him to the Grange, whither he hastened to reply in person, and of assisting at the interview afterwards with a sense of pride and personal advancement which heightened the satisfaction of his soul. Miss Vernon insisted strongly on the point that all these preparations were by way of precaution merely.
"My cousin will no doubt be back in time, fully provided; but of course you never can be perfectly certain. Horses may break down, shafts be broken; the least little accident may spoil everything. Of course John put off such a step till the last moment, and thought it better to keep it entirely to himself."
"Of course," cried Rule, speaking out of his corner; and "Of course," but much more faintly, Mr. Sellon said.
"That is so evident that it requires no repetition: but just as naturally Mr. Rule was alarmed, and had the good sense to come to me."
All this was by way of convincing Mr. Sellon that the whole matter was perfectly simple, and that probably his resources would not be called upon at all. To be sure, as in every case of a similar kind, Miss Vernon might have saved herself the trouble, the circumstances being far more clearly known to Mr. Sellon than to herself. He was very sure that John Vernon would not return, and that his intention was to get himself out of it. Everybody had known it was coming. It was just as well to humour a lady, and accept her version as the right one; but he was not for a moment deceived.
"Of course the bank," he said, "will make it up to you afterwards."
"Of course," she said; "and if not, I don't know who is to stop me from doing what I like with my own."
He asked a few questions further, in which there was a good deal of significance, as for instance something about Mrs. John Vernon's marriage settlements, which neither of the others for the moment understood. Rule saw Mr. Sellon to the door, by Miss Vernon's request, with great pride, and went back to her afterwards, "as if he were one of the family," he described to his wife afterwards.
"Well," she said, "are you satisfied?"
"Oh, more than satisfied, happier than I can tell you," cried the clerk. "The bank is saved!"
And then she, so triumphant, buoyant, inspired as she was, sank down upon a chair, and put her head in her hands, and he thought cried; but Rule was not a man to spy upon a lady in the revulsion of her feelings. When she looked up again she said to him quickly —
"In any case, Mr. Rule, we are both sure that my cousin is doing all he can for the bank; if he succeeds or not is in other hands."
"Oh yes, Miss Vernon, quite sure," Rule replied promptly. He understood that she meant it to be understood so, and determined within himself that he was ready to go to the stake for the new dogma. And then he related to her his interview with Mrs. John, and her willingness to give him up her twenty pounds to save the bank.
Miss Vernon's first flush of indignation soon yielded to amusement and sympathy. She laughed and she cried.
"That shall always be remembered to her credit," she said. "I did not think she had any feeling for the bank. Let us always remember it to her credit. She was ready to give all she had, and who can do any more?"
Mr. Rule was somewhat intoxicated with all these confidences, and with the way in which Miss Vernon said "we" – his head was a little turned by it. She was a woman who understood what it was to have a faithful servant. No doubt, after the sacrifice she was making, she would, in future, have more to do with the business, and Rule could scarcely keep his imagination from straying into a consideration of changes that might be. Instead of merely being head clerk, it was quite possible that a manager might be required; but he pulled himself up, and would not allow his thoughts to carry him so far.
Next day everything happened as had been foreseen. There was a run on the bank, and a moment of great excitement; but when Miss Vernon was seen at the door of the inner office smiling, with her smile of triumphant energy and capability, upon the crowd, and when the Bank of England porters appeared bringing in those heavy boxes, the run and all the excitement subsided as by magic. The bank was saved; but not by John Vernon. The outside world never was aware how the matter was settled. But John did not come back. He would have met nothing but averted looks and biting words, for there could be no doubt that he had abandoned his post, and left Vernon's to its fate. Messrs. Pounce and Seeling had a good deal to do about the matter, and new deeds were drawn, and old deeds cancelled to a serious extent; but the bank ever after remained in the hands of Miss Vernon, who, it turned out, had more than her grandfather's steady power of holding on, and was, indeed, the heir of her great-grandfather's genius for business. The bank throve in her hands as it had done in his days, and everything it touched prospered. She deserved it, to be sure, but everybody who deserves does not get this fine reward. There is something beyond, which we call good luck or good fortune, or the favour of Heaven; but as Heaven does not favour all, or even most of the best people in this way, we have to fall back upon a less pious phraseology. Is it, perhaps, genius for business, as distinct as genius in poetry, which makes everything succeed? But this is more than any man can be expected to understand. Rule attained all the heights of those hopes which had vaguely dawned on him out of the mist on that July evening when his good angel suggested to him Catherine Vernon's name. He was raised to the dignity of manager as he had foreseen. His salary was doubled, his sons were provided for, and he grew old in such comfort and general esteem as he had never dreamed of. "This is the man that saved the bank," Miss Vernon would say. And though, of course, he deprecated such high praise, and declared that he was nothing but the humblest