Mark the Match Boy. Horatio Alger Jr.
having fallen from a Brooklyn ferry-boat and drowned. He left nothing, and I knew of nothing better to do than to go into the streets as a boot-black."
"Surely you are not in that business now?" said Mr. Bates, glancing at Fosdick's neat dress.
"No, sir; I was fortunate enough to find a friend," – here Fosdick glanced at Dick, – "who helped me along, and encouraged me to apply for a place in a Broadway store. I have been there now for a year and a half."
"What wages do you get? Excuse my curiosity, but your story interests me."
"Eight dollars a week."
"And do you find you can live comfortably on that?"
"Yes, sir; that is, with the assistance of my friend here."
"I am glad you have a friend who is able and willing to help you."
"It is not worth mentioning," said Dick, modestly. "I have received as much help from him as he has from me."
"I see at any rate that you are good friends, and a good friend is worth having. May I ask, Mr. Fosdick, whether you ever heard your father refer to me in any way?"
"Yes, sir."
"You are aware, then, that there were some money arrangements between us?"
"I have heard him say that you had two thousand dollars of his, but that you failed, and that it was lost."
"He informed you rightly. I will tell you the particulars, if you are not already aware of them."
"I should be very glad to hear them, sir. My father died so suddenly that I never knew anything more than that you owed him two thousand dollars."
"Five years since," commenced Mr. Bates, "I was a broker in Wall Street. As from my business I was expected to know the best investments, some persons brought me money to keep for them, and I either agreed to pay them a certain rate of interest, or gave them an interest in my speculations. Among the persons was your father. The way in which I got acquainted with him was this: Having occasion to get some prospectuses of a new company printed, I went to the office with which he was connected. There was some error in the printing, and he was sent to my office to speak with me about it. When our business was concluded, he waited a moment, and then said, 'Mr. Bates, I have saved up two thousand dollars in the last ten years, but I don't know much about investments, and I should consider it a favor if you would advise me.'
"'I will do so with pleasure,' I said. 'If you desire it I will take charge of it for you, and either allow you six per cent, interest, or give you a share of the profits I may make from investing it.'"
"Your father said that he should be glad to have me take the money for him, but he would prefer regular interest to uncertain profits. The next day he brought the money, and put it in my hands. To confess the truth I was glad to have him do so, for I was engaged in extensive speculations, and thought I could make use of it to advantage. For a year I paid him the interest regularly. Then there came a great catastrophe, and I found my brilliant speculations were but bubbles, which broke and left me but a mere pittance, instead of the hundred thousand dollars which I considered myself worth. Of course those who had placed money in my hands suffered, and among them your father. I confess that I regretted his loss as much as that of any one, for I liked his straightforward manner, and was touched by his evident confidence in me."
Mr. Bates paused a moment and then resumed: —
"I left New York, and went to Milwaukie. Here I was obliged to begin life anew, or nearly so, for I only carried a thousand dollars out with me. But I have been greatly prospered since then. I took warning by my past failures, and have succeeded, by care and good fortune, in accumulating nearly as large a fortune as the one of which I once thought myself possessed. When fortune began to smile upon me I thought of your father, and tried through an agent to find him out. But he reported to me that his name was not to be found either in the New York or Brooklyn Directory, and I was too busily engaged to come on myself, and make inquiries. But I am glad to find that his son is living, and that I yet have it in my power to make restitution."
Fosdick could hardly believe his ears. Was he after all to receive the money which he had supposed irrevocably lost?
As for Dick it is not too much to say that he felt even more pleased at the prospective good fortune of his friend than if it had fallen to himself.
CHAPTER III
FOSDICK'S FORTUNE
Mr. Bates took from his pocket a memorandum book, and jotted down a few figures in it.
"As nearly as I can remember," he said, "it is four years since I ceased paying interest on the money which your father entrusted to me. The rate I agreed to pay was six per cent. How much will that amount to?"
"Principal and interest two thousand four hundred and eighty dollars," said Dick, promptly.
Fosdick's breath was almost taken away as he heard this sum mentioned. Could it be possible that Mr. Bates intended to pay him as much as this? Why, it would be a fortune.
"Your figures would be quite correct, Mr. Hunter" said Mr. Bates, "but for one consideration. You forget that your friend is entitled to compound interest, as no interest has been paid for four years. Now, as you are do doubt used to figures, I will leave you to make the necessary correction."
Mr. Bates tore a leaf from his memorandum book as he spoke, and handed it with a pencil to Richard Hunter.
Dick made a rapid calculation, and reported two thousand five hundred and twenty-four dollars.
"It seems, then, Mr. Fosdick," said Mr. Bates, "that I am your debtor to a very considerable amount."
"You are very kind, sir," said Fosdick; "but I shall be quite satisfied with the two thousand dollars without any interest."
"Thank you for offering to relinquish the interest; but it is only right that I should pay it. I have had the use of the money, and I certainly would not wish to defraud you of a penny of the sum which it took your father ten years of industry to accumulate. I wish he were living now to see justice done his son."
"So do I," said Fosdick, earnestly. "I beg your pardon, sir," he said, after a moment's pause.
"Why?" asked Mr. Bates in a tone of surprise.
"Because," said Fosdick, "I have done you injustice. I thought you failed in order to make money, and intended to cheat my father out of his savings. That made me feel hard towards you."
"You were justified in feeling so," said Mr. Bates. "Such cases are so common that I am not surprised at your opinion of me. I ought to have explained my position to your father, and promised to make restitution whenever it should be in my power. But at the time I was discouraged, and could not foresee the favorable turn which my affairs have since taken. Now," he added, with a change of voice, "we will arrange about the payment of this money."
"Do not pay it until it is convenient, Mr. Bates," said Fosdick.
"Your proposal is kind, but scarcely business-like, Mr. Fosdick," said Mr. Bates. "Fortunately it will occasion me no inconvenience to pay you at once I have not the ready money with me as you may suppose, but I will give you a cheque for the amount upon the Broadway Bank, with which I have an account; and it will be duly honored on presentation to-morrow. You may in return make out a receipt in full for the debt and interest. Wait a moment. I will ring for writing materials."
These were soon brought by a servant of the hotel and Mr. Bates filled in a cheque for the sum specified above, while Fosdick, scarcely knowing whether he was awake or dreaming, made out a receipt to which he attached his name.
"Now," said Mr. Bates, "we will exchange documents."
Fosdick took the cheque, and deposited it carefully in his pocket-book.
"It is possible that payment might be refused to a boy like you, especially as the amount is so large. At what time will you be disengaged to-morrow?"
"I am absent from the store from twelve to one for dinner."
"Very well, come to the hotel as soon as you are free, and I will accompany you to the bank, and get the money