Famous Givers and Their Gifts. Bolton Sarah Knowles
containing an organ given him by Joseph Bonaparte, the brother of Napoleon, and the ex-king of Spain and Naples, who usually dined with Mr. Girard on Sunday; a Turkey carpet, and marble statuary purchased in Leghorn by his brother Jean. The home was made cheerful by his young relatives. He had in his family the three daughters of Jean, and two sons of Étienne, whom he educated.
He loved animals, always keeping a large watch-dog at his home and on each of his ships, saying that his property was thus much more efficiently protected than through the services of those to whom he paid wages. He was very fond of children, horses, dogs, and canary-birds. In his private office several canaries swung in brass cages; and these he taught to sing with a bird organ, which he imported from France for that purpose.
When Mr. Girard was seventy-six years of age a violent attack of erysipelas in the head and legs led him to confine himself thereafter to a vegetable diet as long as he lived. The sight of his one eye finally grew so dim that he was scarcely able to find his way about the streets, and he was often seen to grope about the vestibule of his bank to find the door. On Feb. 12, 1820, as he was crossing the road at Second and Market Streets, he was struck and badly injured by a wagon, the wheel of which passed over his head and cut his face. He managed to regain his feet and reach his home. While the doctors were dressing the wound and cleansing it of the sand, he said, "Go on, Doctor, I am an old sailor; I can bear a good deal."
After some months he was able to return to his bank; but in December, 1831, nearly two years after the accident, an attack of influenza, then prevailing, followed by pneumonia, caused his death. He lay in a stupor for some days, but finally rallied, and walked across the room. The effort was too great, and putting his hand against his forehead, he exclaimed, "How violent is this disorder! How very extraordinary it is!" and soon died, without speaking again, at five o'clock in the afternoon of Dec. 26, 1831, nearly eighty-two years old.
He was given a public funeral by the city which he had so many times befriended. A great concourse of people gathered to watch the procession or to join it, all houses being closed along the route, the city officials walking beside the coffin carried in an open hearse. So large a funeral had never been known in Philadelphia, said the press. The body was taken to the Holy Trinity Roman Catholic Church, and placed in the vault of Baron Henry Dominick Lallemand, General of Artillery under Napoleon I., who had married the youngest daughter of Girard's brother Jean. Mr. Girard was born in the Romish Church, and never severed his connection, although he attended a church but rarely. He liked the Friends, and modelled his life after their virtues; but he said it was better for a man to die in the faith in which he was born. He gave generously to all religious denominations and to the poor.
When Mr. Girard's will was read, it was apparent for what purpose he had saved his money. He gave away about $7,500,000, a remarkable record for a youth who left home at fourteen, and rose from a cabin-boy to be one of the wealthiest men of his time.
The first gift in the will, and the largest to any existing corporation, was $30,000 to the Pennsylvania hospital where Mary Girard died and was buried, the income to be used in providing nurses. To the Institution for the Deaf and Dumb, Mr. Girard left $20,000; to the Philadelphia Orphan Asylum, $10,000; public schools, $10,000; to purchase fuel forever, in March and August, for distribution in January among poor white housekeepers of good character, the income from $10,000; to the Society for poor masters of ships and their families, $10,000; to the poor among the Masonic fraternity of Pennsylvania, $20,000; to build a schoolhouse at Passyunk, where he had his farm, $6,000; to his brother Étienne, and to each of the six children of this brother, $5,000; to each of his nieces from $10,000 to $60,000; to each captain of his vessels $1,500, and to each of his housekeepers an annuity or yearly sum of $500, besides various amounts to servants; to the city of Philadelphia, to improve her Delaware River front, to pull down and remove wooden buildings within the city limits, and to widen and pave Water Street, the income of $500,000; to the Commonwealth of Pennsylvania, for internal improvements by canal navigation, $300,000; to the cities of New Orleans and Philadelphia, "to promote the health and general prosperity of the inhabitants," 280,000 acres of land in the State of Louisiana.
The city of Philadelphia has been fortunate in her gifts. The Elias Boudinot Fund, for supplying the poor of the city with fuel, furnished over three hundred tons of coal last year; "and this amount will increase annually, by reason of the larger income derived from the 12,000 acres of land situated in Centre County, the property of this trust." The investments and cash balance on Dec. 31, 1893, amounted to $40,600.
Benjamin Franklin, at his death, April 17, 1790, gave to each of the two cities, Philadelphia and Boston, in trust, £1,000 ($5,000), to be loaned to young married mechanics under twenty-five years of age, to help them start in business, in sums not to exceed £60, nor to be less than £15, at five per cent interest, the money to be paid back by them in ten annual payments of ten per cent each. Two respectable citizens were to become surety for the payment of the money. This Franklin did because two men helped him when young to begin business in Philadelphia by a loan, and thus, he said, laid the foundation of his fortune. A bequest somewhat similar was founded in London more than twenty years previously, in 1766, – the Wilson's Loan Fund, "to lend sums of £100 to £300 to young tradesmen of the city of London, etc., at two per cent per annum."
Dr. Franklin estimated that his $5,000 at interest for one hundred years would increase to over $600,000 (£131,000); and then the managers of the fund were to lay out $500,000 (£100,000) says the will, "in public works, which may be judged of most general utility to the inhabitants, such as fortifications, bridges, aqueducts, public buildings, baths, pavements, or whatever may make living in the town more convenient to its people, and render it more agreeable to strangers resorting hither for health or a temporary residence." In Philadelphia Dr. Franklin hoped the £100,000 would be used in bringing by pipes the water of the Wissahickon Creek to take the place of well water, and in making the Schuylkill completely navigable. If these things had been done by the end of the hundred years, the money could be used for other public works.
The remaining £31,000 was to be put at interest for another hundred years, when it would amount to £4,600,000 or $23,000,000. Of this amount £1,610,000 was to be given to Philadelphia, and the same to Boston, and the balance, £3,000,000 or $15,000,000, paid to each State. The figures are of especial interest, as showing how fast money will accumulate if kept at interest.
The descendants of Franklin have tried to break the will, but have not succeeded. The Board of Directors of City Trusts of Philadelphia report for the year ending Dec. 31, 1893, that the fund of $5,000 for the first hundred years, though not equalling the sum which Franklin hoped, has yet reached the large amount of $102,968.48. The Boston fund, says Mr. Samuel F. McCleary, the treasurer, amounted, at the end of a hundred years, to $431,395.70. Of this sum, $328,940 was paid to the city of Boston, and $102,455.70 was put at interest for another hundred years. This has already increased to $110,806.83. What an amount of good some other man or woman might do with $5,000!
It remains to be seen to what use the two cities will put their gifts. Perhaps they will provide work for the unemployed in making good roads or in some other useful labor, or instead of loaning money to mechanics, as Franklin intended, perhaps they will erect tenement houses for mechanics or other working people, as is done by some cities in England and Scotland, following the example so nobly set by George Peabody, when he gave his $3,000,000, which has now doubled, to build houses for the London poor. He said, "If judiciously managed for two hundred years, its accumulation will amount to a sum sufficient to buy the city of London."
If Stephen Girard's $300,000 to the State of Pennsylvania had been given for the making of good roads, thousands of the unemployed might have been provided with labor, tens of thousands of poor horses saved from useless over-work in hauling loads over muddy roads where the wheels sink to the hubs, and the farmers saved thousands of dollars in carrying their produce to cities.
Stephen Girard had a larger gift in mind than those to his adopted city and State. He said in his will, "I have been for a long time impressed with the importance of educating the poor, and of placing them, by the early cultivation of their minds, and the development of their moral principles, above the many temptations to which, through poverty and ignorance, they are exposed; and I am particularly desirous to provide for such a number of poor male white orphan children, as can be trained in one institution, a better