Business Hints for Men and Women. A. R. Calhoun
ADMINISTRATORS AND THEIR DUTIES
If a man, owning property, dies without making a will, the judge of the proper court will appoint an administrator to settle the estate.
This is the method of procedure:
1. A person, interested in getting the estate settled, goes before the proper judge and asks him to appoint an administrator. 2. The administrator must give the same bond as an executor. Their duties are the same. 3. In settling the estate the administrator is governed by the law, and by the special directions of the officer having jurisdiction in such matters. 4. He must make a careful list of all the property belonging to the estate. The value of the personal property is estimated by men specially appointed by the court for the purpose and known as "appraisers". 5. The administrator must account for every item of property that comes into his possession. 6. All debts of deceased must be first paid, including funeral expenses. If the proceeds of the personal property are not sufficient for this purpose, the administrator may, if there be real estate, sell the whole or part of it, on an order from the court.
DEBTS
Debts must be paid in an order prescribed by law. The following is the usual order:
1. Funeral expenses and expenses of last illness. 2. The widow's allowance or award. 3. Debts due the state or municipality. 4. Claims of other creditors.
Whatever property is left, after paying these obligatory sums, is divided among the rightful heirs under the direction of the court, and in the manner provided by law.
The administrator must advertise, in one or more county papers the fact that he has been appointed to settle the estate of the deceased, whose name is given, and he must ask that all claims be presented within a given period, usually fixed at six months.
When the estate is settled to the satisfaction of the court, the same authority releases the administrator and his bondsmen.
All the fees connected with the settlement are regarded as debts and must be paid from the proceeds of the estate before closing.
THE FINAL SETTLEMENT
When the debts are paid and the residue divided among the heirs, the administrator files his account. If it is allowed the case ends.
The parties of interest in an estate may agree to settle it out of court. This saves expense, but it is not the safest way.
CHAPTER V
LETTER WRITING
What has been said about deeds and mortgages applies not only to the farmer, but also to every owner of a building lot. The same may be said of wills. They have a business interest for the town as well as for the country dweller.
BUSINESS LETTERS
The purpose of this book being "strictly business," no attempt will be made to instruct the reader in anything not connected with the subject under consideration.
Social, friendly, and such letters are matters for individual time and taste, and no rule can be laid down for their writing, but the business letter is a different matter, and one which deserves special consideration from every man or woman who receives an order by mail, or who sends one.
To write a good business letter is no mean accomplishment, and although a gift with some, it can be acquired by all.
A letter is, in a way, a testimonial of the character and ability of the writer.
The purpose of a business letter is to express just what you want and no more.
Any man with a good common school education, and a little patient practice, can soon learn to write as good a business letter as the college graduate.
Correct spelling may not be general, but it is certainly desirable.
Letter writing, as in the preparation of other papers, has its own well-recognized forms, and these may be easily learned.
Every properly constructed business letter should consist of the following parts:
1. Where written from. 2. When written. 3. To whom written. 4. Address. 5. Salutation. 6. Introduction. 7. Purpose of letter. 8. Complimentary ending. 9. Signature.
THE HEADING
The letter should begin by giving the address of the writer, followed by the date on which it was written. This will enable the recipient to direct his reply.
If from a city, the street and number should be given.
If many letters are written it will be convenient to have the permanent address of the writer printed.
The writing should be plain, and there should be no doubt in the mind of the reader as to the proper spelling of the address and signature.
Avoid the hieroglyphics which some vain men adopt in signing their names. It may be fanciful, but it does not imply consideration for the time and patience of strangers.
The following forms will serve to illustrate the type of heading used in ordinary business letters:
1
124 Smith St., Brownsville, Mass.
September 4, 1910.
Mr. John Smith,
Doylestown, Penna.
Dear Sir:
2
Leroy, Mass.,
September 5, 1910.
Messrs. Brown and Jones,
Denver, Col.
Gentlemen:
3
4 Seminole St., Fort Smith, Ark.
September 6, 1910.
Mrs. Mary J. Robinson,
Lansing, Cal.
Dear Madam:
The "Mr.," "Mrs.," "Madam," and "Miss" are titles of courtesy and should not be omitted. The abbreviation "Esq." for Esquire is sometimes used; but the two titles Mr. and Esq. should never be used with one name, as "Mr. John Smith, Esq."
If a man is known by a military or other title, always use it, but never precede it with "Mr." nor follow it with "Esq."
Clergymen should always be addressed as "Rev.," the abbreviation for Reverend. If he is a doctor of divinity, add D.D. to the name, as "Rev. John Smith, D.D."
Medical doctors may be addressed as "Dr. John Smith," or "John
Smith, M.D."
THE GREETING
The greeting or salutation is a term of courtesy or esteem used in addressing the one to whom the letter is sent.
"Sir" is the formal greeting, and is used in addressing officials, or any strange male person. "Sirs," or "Gentlemen" may be used in the plural. "Dear Sir," or "My Dear Sir," is the usual form of greeting when a business letter is addressed to an individual.
Where the writer is acquainted with the person addressed, the usual form of greeting is "Dear Mr. Smith."
THE LETTER ITSELF
If writing in response to a letter received, the writer should begin in some such way as this:
Mr. Thomas Brown,
Newburg, N. Y.