Family Financial Freedom. Floyd Saunders
you set out to build a financial plan you need a few basics. At the base of your plan is a clearly defined set of goals or objectives. If you are married, it works best if your and your partner can agree on the objectives, so you are working in a common direction. You also need a clear understanding of your net worth and a process for budgeting your income. Your personal financial plan, including how you handle taxes insurance, estate and investment planning is an extension of your preferences for saving, dealing with inflation and handling risks.
Next comes planning for ways to reduce your tax obligations. These were all covered in the earlier chapters of this book, so we have laid out a very solid foundation and can move forward.
After you have build a solid foundation you can add to it, by building the framework of the house. This includes proper insurance for protection and a savings program to provide for planned spending, periodic expenses, and an emergency fund. This framework becomes the solid walls you need to construct the roof of your house.
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