The Faith Doctor. Eggleston Edward
and, so far as they could be traced, his forefathers were honest and industrious people, mostly farmers. Nor were they without distinction: one of his grandfathers enjoyed for years the felicity of writing "J. P." after his name; another is remembered as an elder in the little Dutch Reformed Church at Hamburg Four Corners. But Charley Millard did not boast of these lights of his family, who would hardly have availed him in New York. Nor did he boast of anything, indeed; his taste was too fastidious for self-assertion of the barefaced sort. But if people persisted in fitting him out with an imaginary pedigree, just to please their own sense of congruity, why should he feel obliged to object to an amusement so harmless?
Charles Millard was the son of a farmer who lived near the village of Cappadocia in the State of New York. When Charley was but twelve years old his father sold his farm and then held what was called in the country a "vendoo," at which he sold "by public outcry" his horses, cows, plows, and pigs. With his capital thus released he bought a miscellaneous store in the village, in order that his boys "might have a better chance in the world." This change was brought about by the discovery on the part of Charley's father that his brother, a commission merchant in New York, "made more in a week than a farmer could make in a year." From this time Charley, when not in school, busied himself behind the counter, or in sweeping out the store, with no other feeling than that sweeping store, measuring calico, and drawing molasses were employments more congenial to his tastes and less hard on good clothes than hoeing potatoes or picking hops. Two years after his removal to the village the father of Charley Millard died, and the store, which had not been very successful, was sold to another. Charley left the counter to take a course in the high school, doing odd jobs in the mean while.
When young Millard was eighteen years old he came into what was a great fortune in village eyes. His father's more fortunate brother, who had amassed money as a dealer in country produce in Washington street, New York, died, leaving the profits of all his years of toil over eggs and butter, Bermuda potatoes and baskets of early tomatoes, to his two nephews, Charley Millard and Charley's elder brother, Richard. After the lawyers, the surrogate, the executor, and the others had taken each his due allowance out of it, there may have been fifty or seventy-five thousand dollars apiece left for the two young men. Just how much it was the village people never knew, for Charley was not prone to talk of his own affairs, and Dick spent his share before he fairly had time to calculate what it amounted to. When Richard had seen the last of his money, and found himself troubled by small debts, he simplified matters by executing a "mysterious disappearance," dropping out of sight of his old associates as effectually as though he had slipped into some cosmical crack. Charley, though nominally subject to a guardian, managed his own affairs, husbanded his money, paid Dick's debts, and contrived to take up the bank stock and other profitable securities that his brother had hypothecated. He lived with his mother till she died, and then he found himself at twenty-one with money enough to keep him at ease, and with no family duty but that which his mother had laid upon him of finding the recreant Dick if possible, and helping him to some reputable employment—again if possible.
In Cappadocia Charley's little fortune made him the beau of the town; the "great catch," in the slang phrase of the little society of the village—a society in which there were no events worth reckoning but betrothals and weddings. In such a place leisure is productive of little except ennui. To get some relief from the fatigue of moving around a circle so small, and to look after his investments, Charley made a visit to New York a month after the death of his mother. His affection for his mother was too fresh for him to neglect her sister, who was the wife of a mechanic living in Avenue C. He would have preferred to go to a hotel, but he took up his abode dutifully in his aunt's half of a floor in Avenue C, where the family compressed themselves into more than their usual density to give him a very small room to himself. His Aunt Hannah did her best to make him comfortable, preparing for him the first day a clam chowder, which delicacy Charley, being an inlander, could not eat. His cup of green tea she took pains to serve to him hot from the stove at his elbow. But he won the affection of the children with little presents, and made his aunt happy by letting her take him to see Central Park and the animals.
As seen in the narrow apartment of his Aunt Hannah Martin, life in the metropolis appeared vastly more pinched and sordid than it did in the cottages at Cappadocia. How the family contrived to endure living in relations so constant and intimate with the cooking stove and the feather beds Charley could not understand. But the spectacle of the streets brought to him notions of a life greatly broader and more cultivated and inconceivably more luxurious than the best in Cappadocia.
The third day after his arrival he called at the Bank of Manhadoes, in which the greater part of his uncle's savings had been invested, to make the acquaintance of the officers in control, and to have transferred to his own name the shares which his brother had hypothecated. He was very cordially received by Farnsworth, the cashier, who took him into the inner office and introduced him to the president of the bank, Mr. Masters. The president showed Charley marked attention; he was very sensible of the voting importance of so considerable a block of stock as Charley held, now that he had acquired all that was his uncle's. Masters was sorry that his family was out of town, he would have been pleased to have Mr. Millard dine with him. Would Mr. Millard be in town long? Dining with a New York bank president would have been a novel experience for young Millard, but he felt obliged to go home the last of the week. Not that there was anything of pleasure or duty to render his return to Cappadocia imperative or desirable, but the pressure he was daily putting on his aunt's hospitality was too great to be prolonged, and the discomfort of his situation in Avenue C was too much for a fastidious man to endure.
Though his return to Cappadocia made a ripple of talk among the young women of the village, to whom he was at least a most interesting theme for gossip, he found the place duller than ever. His mind reverted to the great, dazzling spectacle of the thronged streets of the metropolis, with their unceasing processions of eager people. Since he had all the world to choose from, why not live in New York? But he did not care to go to the city to be idle. He liked employment, and he preferred to earn something, though he had no relish for speculation, nor even any desire to run the risks of trade. But he thought that if he could contrive to make enough to pay a portion of his own expenses, so as to add the greater part of each year's dividends to his principal, such cautious proceeding would entirely suit his prudent temperament and content his moderate ambition. After taking time to revolve the matter carefully, he wrote to the obliging Mr. Masters, suggesting that he would like to secure some position in the bank. The letter came at an opportune moment. A considerable number of the stockholders were opposed to the president in regard to the general policy to be pursued. The opposition was strong enough to give Masters some anxiety. What was known as "the Millard stock" had been held neutral in consequence of Charley's minority. If now Masters could attach this young shareholder to himself, it would be a positive gain to the administration party in the stockholders' meetings, and indeed it would put the opposition beyond any chance of doing much mischief.
When Masters got the letter Farnsworth, the cashier, was called into his room. But Farnsworth could not give him any information about Millard's character or capacities. That he would not do without special training for a teller or bookkeeper was too evident to require discussion. All that could be said of him at first glance was that he wrote a good hand and composed a letter with intelligence. He might be made of assistance to the cashier if he should prove to be a man of regular habits and application. What Masters wrote in reply was: "We should be most happy to have the nephew and heir of one of our founders in the bank. At present we have no vacancy suitable to you; for, of course, a man of your position ought not to be assigned to one of the lowest clerkships. But if an opportunity to meet your wishes should arise in the future we will let you know."
It was only after some years' experience in the bank that Millard, in looking over this letter, was able to conjecture its real significance. Then he knew that when that letter went out of the bank addressed to him at Cappadocia another must have gone with it to a certain commercial agency, requesting that Charles Millard, of Cappadocia, New York, be carefully looked up. Two weeks later Masters wrote that it had been found necessary to employ a correspondent to aid the cashier of the bank. The salary would be two thousand dollars if Mr. Millard would accept it. The offer, he added, was rather larger than would be made to any one else, as the officers of the bank preferred to have a stockholder in a semi-confidential